1. The Organization of Health Insurance Markets Please respond to the following: a. It is often advocated that health insurers be prevented from denying insurance to those with preexisting conditions such as cancer or AIDS at reasonable rates. Analyze the impact of such regulations on the insurance market and make at least one recommendation for how patients with preexisting conditions should be treated. b. Determine if the fact that some households do not carry health insurance is indicative of a failure on the part of insurance markets. Explain your rationale 2. Managed Care Please respond to the following: a. Recommend an alternative to current HMO PPO and POS plans that would both improve health care services and be economically feasible. Explain your rationale. b. From the e-Activity determine if managed care organizations or FFS plans are better for society economically. Justify your rationale.

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